Our local insurance agency specializes in finding affordable term life insurance for residents of the greater Detroit community. We discuss the life insurance needs of people just like you on a daily basis. We understand that life insurance isn’t the most exciting topic or even the most comfortable to discuss. That is why so many people procrastinate when it comes time to purchase a term life insurance policy. While procrastination is common, it certainly isn’t recommended and can have severe consequences.
There are 2 main reasons that people put off purchasing life insurance. The 1st reason is that people generally make an assumption that life insurance is expensive. In reality this couldn’t be further from the truth. Depending on your age, health, and your desired death benefit term life insurance rates can be as low as $1-2/day. We often find that our clients are shocked by how affordable term life insurance policies actually are.
The 2nd reason that people delay purchasing life insurance is because the idea of discussing their own mortality is a bit uncomfortable. I’m here to tell you to GET OVER IT! You may not want to think about your need for life insurance, but YOU DO NEED IT! There is one thing that I can guarantee…we will all die someday. The purpose of life insurance is to protect those that you leave behind.
How Much Is Term Life Insurance?
There is no one size fits all term life insurance policy. The rate that you pay will depend on several factors including:
- Your Age
- Overall Health
- The Use of Nicotine
- The Amount of Life Insurance Requested
The key to finding affordable life insurance is securing a policy while you are still healthy. More times than I can count clients end up waiting longer than they should. Generally speaking the younger and healthier you are, the less you will pay. Too many times people put off purchasing term life insurance until they have been diagnosed with a life threatening disease. If you wait until there is something wrong with you it will make it difficult, if not impossible to purchase a Tennessee life insurance plan.
The good news is we can typically find a plan for every need and budget!
What Is The Process?
Lucky for you, you found Sterling Heights Insurance Pros! It is our goal to make purchasing affordable term life insurance as quick and painless as possible. Our local independent insurance agency represents multiple top-rated life insurance companies. After gathering some basic information from you we will take the time to impartially shop the competition to find you the lowest rate. Once we have completed this task we will share the results with you. We are tied into the networks of 15+ life insurance companies and we can retrieve rates from all of them in under a minute. If you like what we find and decide to move forward we can complete your application over the phone in less than 5 minutes. It’s that easy to get started!
Call The Sterling Heights Life Insurance Pros